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Cash Credit Loan
Purpose:-
To finance day-to-day operational expenses such as payroll, inventory, and other
short-term needs.
Features
- Collateral-free business banking loans.
- Instant Saction & Disbursement
- Short-term nature (usually 6 to 12 months)
- Flexible repayment schedules
Eligibility
- Businees Age – 2 years
- Good credit score preferred
- Bank Statements for last 12 months of business.
- Recent business GST returns (typically last 1 years).
Basic Documentation
- Business Registration: Proof of business registration or incorporation.
- Financial Statements: Last 3 years audited profit and loss statements, balance
sheets, and cash flow statements. - Bank Statements: Last 6 to 12 months of business bank statements.
- Tax Returns: Recent business tax returns (typically last 2 years).
- Identification: Personal identification of business owners (e.g., Aadhar card,
Pan card, driver’s license).